ANJ · Tier 3
Anjouan
An emerging tier-three alternative to Curaçao with the fastest path-to-launch we work with. Suited to crypto-native challenger brands willing to plan a banking story carefully.
At a Glance
- Timeline
- 4–8 weeks (typical)
- Markets
- Global excluding restricted markets
- Tier
- 3
UNVERIFIED — figures for guidance only. As of 10 June 2026. Verify with the regulator before making licensing decisions.
What works here
Opportunities
- +Lowest setup cost across our coverage
- +Crypto deposits and on-chain settlement are common patterns
- +Quick to launch when due diligence on UBOs is clean
What to watch
Watch-outs
- !Newer regulator — fewer banking partners are comfortable
- !Reputation work depends on the operator's own conduct, not the badge
- !Player-protection expectations remain in active development
Permitted Verticals
Requirements
What Iudara tracks for a Anjouan licence
17 licensing requirements across 8 groups, 16 of them mandatory — the same set your workspace is initialised with on day one. Scope is confirmed against the regulator at the start of every engagement.
Corporate
3 tracked · 3 mandatory
- Certificate of incorporation
- Memorandum & articles of association
- Beneficial-owner register
Anti-money laundering
2 tracked · 2 mandatory
- AML/CFT policy (board approved)
- Risk assessment (jurisdictional)
Banking
1 tracked · 1 mandatory
- Segregated player-funds account confirmation
Tax
1 tracked · 1 mandatory
- Tax-residency certificate(s) for UBOs
Responsible gambling
1 tracked · 1 mandatory
- Responsible gambling policy
Technical
2 tracked · 1 mandatory
- Technical certification report
- Crypto-friendly operations support
Financial
3 tracked · 3 mandatory
- 12-month cash-flow projection
- EUR 2,500 licence application fee
- Annual licence fee
General
4 tracked · 4 mandatory
- Fitness-and-propriety attestations (UBOs)
- AOFA gambling licence
- B2B licensing mandate (effective September 2025)
+ 1 more in this group — the full list is shown in a demo
Each detail page names up to 3 requirements per group. We walk the rest through with you.