MGA · Tier 1
Malta
The default tier-one license for European-facing operators. Long history, well-understood compliance bar, EU passport for cross-border activity.
At a Glance
- Timeline
- 4–6 months (typical)
- Markets
- EU + EEA passporting; selective rest-of-world
- Tier
- 1
UNVERIFIED — figures for guidance only. As of 10 June 2026. Verify with the regulator before making licensing decisions.
What works here
Opportunities
- +EU market access via service-provider model
- +Established banking relationships across the EU
- +Recognised by major payment partners and game studios
- +Predictable regulator timelines once filings are complete
What to watch
Watch-outs
- !Substance and key-personnel requirements taken seriously
- !Recent FATF and FIAU audit cycles tighten AML expectations
- !Capital and reserve requirements scale with class
Permitted Verticals
Requirements
What Iudara tracks for a Malta licence
12 licensing requirements across 8 groups, 12 of them mandatory — the same set your workspace is initialised with on day one. Scope is confirmed against the regulator at the start of every engagement.
Corporate
4 tracked · 4 mandatory
- Certificate of incorporation
- Memorandum & articles of association
- Beneficial-owner register
+ 1 more in this group — the full list is shown in a demo
Anti-money laundering
2 tracked · 2 mandatory
- AML/CFT policy (board approved)
- Risk assessment (jurisdictional)
Banking
1 tracked · 1 mandatory
- Segregated player-funds account confirmation
Tax
1 tracked · 1 mandatory
- Tax-residency certificate(s) for UBOs
Responsible gambling
1 tracked · 1 mandatory
- Responsible gambling policy
Technical
1 tracked · 1 mandatory
- Technical certification report
Financial
1 tracked · 1 mandatory
- 12-month cash-flow projection
General
1 tracked · 1 mandatory
- Fitness-and-propriety attestations (UBOs)
Each detail page names up to 3 requirements per group. We walk the rest through with you.